@font-face{font-family:Hurme Geometric;src:url(/fonts/HurmeGeometricSans3-Light.ttf) format("truetype");font-weight:300;font-style:normal;font-display:swap}@font-face{font-family:Hurme Geometric;src:url(/fonts/HurmeGeometricSans3-Regular.ttf) format("truetype");font-weight:400;font-style:normal;font-display:swap}@font-face{font-family:Hurme Geometric;src:url(/fonts/HurmeGeometricSans3-SemiBold.ttf) format("truetype");font-weight:600;font-style:normal;font-display:swap}@font-face{font-family:Hurme Geometric;src:url(/fonts/HurmeGeometricSans3-Bold.ttf) format("truetype");font-weight:700;font-style:normal;font-display:swap}:root{--ib-deep-50:#EEF3FB;--ib-deep-100:#D7E1F2;--ib-deep-200:#AFC2E5;--ib-deep-300:#7E9BD2;--ib-deep-400:#4674BB;--ib-deep-500:#174793;--ib-deep-600:#133E82;--ib-deep-700:#0F326B;--ib-deep-800:#0B254F;--ib-sky-50:#F2F7FD;--ib-sky-100:#E1ECF8;--ib-sky-200:#C3D9F1;--ib-sky-300:#A5C5EA;--ib-sky-400:#8BB4E2;--ib-sky-500:#729ED9;--ib-sky-600:#5683C2;--ib-sky-700:#3F68A1;--ib-sky-800:#2D4D7A;--ib-neutral-50:#F7F9FC;--ib-neutral-100:#EEF1F6;--ib-neutral-200:#DEE3EC;--ib-neutral-300:#C2CAD7;--ib-neutral-400:#9AA4B5;--ib-neutral-500:#6B7689;--ib-neutral-600:#4B5567;--ib-neutral-700:#353D4D;--ib-neutral-800:#1F2530;--ib-success:#1F9D6E;--ib-danger:#C8333A;--ib-amber:#FABF00;--ib-warning-bg:#FBF1DC;--font-display:"Hurme Geometric","Century Gothic",system-ui,sans-serif;--shell:min(1180px,92vw);--r-lg:22px;--r-md:14px;--ease:cubic-bezier(.22,.61,.36,1);--spring:cubic-bezier(.34,1.4,.64,1)}*{box-sizing:border-box}html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}body{margin:0;background:#fff;color:var(--ib-neutral-800);font-family:var(--font-display);font-weight:400;-webkit-font-smoothing:antialiased;overflow-x:hidden}h1,h2,h3{margin:0;font-weight:700;letter-spacing:-.022em;line-height:1.07}p{margin:0;line-height:1.6}a{color:inherit}.shell{width:var(--shell);margin-inline:auto}.rv{opacity:0;transform:translateY(24px);transition:opacity .7s var(--ease),transform .7s var(--ease)}.rv.in{opacity:1;transform:none}.only-wide{display:none}@media(min-width:768px){.only-wide{display:block}.only-narrow{display:none}}.nav{position:fixed;inset:0 0 auto;z-index:40;padding:14px 0;transition:background .35s var(--ease),box-shadow .35s var(--ease),padding .35s var(--ease)}.nav.stuck{background:#ffffffdb;backdrop-filter:blur(14px);box-shadow:0 1px 0 var(--ib-neutral-200);padding:9px 0}.nav .shell{display:flex;align-items:center;justify-content:space-between;gap:16px}.nav img{height:40px;width:auto;display:block;transition:height .35s var(--ease)}.nav.stuck img{height:34px}@media(min-width:768px){.nav img{height:48px}.nav.stuck img{height:39px}}@media(min-width:1024px){.nav img{height:54px}.nav.stuck img{height:43px}}.nav-links{display:flex;align-items:center;gap:26px;font-size:14.5px;color:var(--ib-neutral-600)}.nav-links a{text-decoration:none;transition:color .2s}.nav-links a:hover{color:var(--ib-deep-500)}@media(max-width:900px){.nav-links a:not(.btn){display:none}}.btn{display:inline-flex;align-items:center;justify-content:center;gap:9px;border:0;cursor:pointer;font-family:inherit;font-weight:600;font-size:15px;text-decoration:none;min-height:48px;padding:13px 24px;border-radius:999px;background:var(--ib-deep-500);color:#fff;transition:transform .25s var(--ease),box-shadow .25s var(--ease),background .25s;box-shadow:0 8px 22px -10px #174793cc}.btn:hover{transform:translateY(-2px);box-shadow:0 14px 30px -12px #174793cc;background:var(--ib-deep-600)}.btn.ghost{background:transparent;color:var(--ib-deep-600);box-shadow:inset 0 0 0 1.5px var(--ib-neutral-300)}.btn.ghost:hover{background:var(--ib-deep-50);box-shadow:inset 0 0 0 1.5px var(--ib-deep-300)}.btn.sm{padding:9px 17px;font-size:14px;min-height:40px}.hero{position:relative;overflow:hidden;padding:118px 0 56px}@media(min-width:768px){.hero{padding:144px 0 76px}}@media(min-width:1024px){.hero{min-height:100svh;display:grid;align-items:center;padding:128px 0 64px}}.aurora{position:absolute;inset:-30%;z-index:0;pointer-events:none;opacity:.55;filter:blur(70px);background:radial-gradient(38% 42% at 20% 30%,var(--ib-sky-300),transparent 62%),radial-gradient(34% 38% at 80% 24%,var(--ib-deep-200),transparent 64%),radial-gradient(42% 44% at 60% 78%,var(--ib-sky-200),transparent 62%);animation:drift 28s ease-in-out infinite alternate}@keyframes drift{0%{transform:translateZ(0) scale(1) rotate(0)}50%{transform:translate3d(2.5%,-2%,0) scale(1.07) rotate(4deg)}to{transform:translate3d(-2%,2.5%,0) scale(1.03) rotate(-3deg)}}#field{position:absolute;inset:0;z-index:1;width:100%;height:100%;display:block}.hero-grid{position:relative;z-index:2;width:var(--shell);margin-inline:auto;display:grid;gap:34px;grid-template-columns:1fr}@media(min-width:1024px){.hero-grid{grid-template-columns:1.02fr .98fr;gap:56px;align-items:center}}.eyebrow{display:inline-flex;align-items:center;gap:9px;font-size:12.5px;font-weight:600;color:var(--ib-deep-600);background:#ffffffbd;backdrop-filter:blur(8px);padding:7px 15px;border-radius:999px;margin-bottom:18px;box-shadow:inset 0 0 0 1px var(--ib-deep-100)}@media(min-width:768px){.eyebrow{font-size:13px;margin-bottom:22px}}.eyebrow i{width:7px;height:7px;border-radius:50%;background:var(--ib-success);animation:pulse 2.6s infinite;flex:none}@keyframes pulse{0%,to{opacity:1}50%{opacity:.3}}.hl{font-size:clamp(2rem,7.4vw,4rem);color:var(--ib-deep-800)}@media(min-width:768px){.hl{font-size:clamp(2.6rem,5.2vw,4rem)}}.hl em{font-style:normal;color:var(--ib-deep-400);transition:color .8s var(--ease)}.hero.done .hl em{color:var(--ib-success)}.sub{margin-top:18px;font-size:clamp(.99rem,1.5vw,1.14rem);color:var(--ib-neutral-600);max-width:32em}@media(min-width:768px){.sub{margin-top:22px}}.hero-foot{margin-top:24px;display:flex;align-items:center;gap:18px;flex-wrap:wrap;font-size:13px;color:var(--ib-neutral-500)}.hero-foot b{color:var(--ib-deep-600);font-weight:600}@media(max-width:1023px){.hero-foot{display:none}}.sim{background:#ffffffeb;backdrop-filter:blur(18px);border-radius:var(--r-lg);padding:22px;box-shadow:0 26px 66px -34px #0b254f80,inset 0 0 0 1px var(--ib-neutral-200)}@media(min-width:768px){.sim{padding:30px}}.sim-top{display:flex;align-items:center;justify-content:space-between;gap:12px;margin-bottom:14px}.sim-kicker{font-size:11.5px;font-weight:600;letter-spacing:.09em;text-transform:uppercase;color:var(--ib-sky-700)}.dots{display:flex;gap:6px}.dots i{width:22px;height:4px;border-radius:99px;background:var(--ib-neutral-200);transition:background .45s var(--ease),width .45s var(--ease)}.dots i.on{background:var(--ib-deep-500);width:30px}.dots i.done{background:var(--ib-sky-500)}#qTitle{font-size:clamp(1.14rem,3.4vw,1.42rem);color:var(--ib-deep-800);margin-bottom:18px;line-height:1.26}@media(min-width:768px){#qTitle{min-height:2.5em;margin-bottom:20px}}.opts{display:flex;flex-direction:column;gap:9px}.opt{font-family:inherit;font-size:15px;line-height:1.35;color:var(--ib-neutral-700);cursor:pointer;min-height:52px;padding:14px 17px;border-radius:var(--r-md);border:0;text-align:left;width:100%;background:var(--ib-neutral-50);box-shadow:inset 0 0 0 1.5px var(--ib-neutral-200);display:flex;align-items:center;justify-content:space-between;gap:12px;transition:transform .26s var(--spring),box-shadow .24s var(--ease),background .24s,color .24s}@media(min-width:768px){.opt{min-height:56px;padding:15px 18px;font-size:15.4px}}.opt .k{font-size:18px;color:var(--ib-deep-300);flex:none;transition:transform .24s var(--ease),color .24s}.opt:hover{background:#fff;color:var(--ib-deep-700);transform:translate(4px);box-shadow:inset 0 0 0 1.5px var(--ib-deep-300),0 12px 26px -14px #17479380}.opt:hover .k{transform:translate(3px);color:var(--ib-deep-500)}.opt:active{transform:scale(.99)}@media(hover:none){.opt:hover{transform:none;background:var(--ib-neutral-50)}}.hint{margin-top:16px;font-size:12.6px;color:var(--ib-neutral-500);text-align:center}.skip{background:none;border:0;font-family:inherit;font-size:12.6px;color:var(--ib-neutral-500);cursor:pointer;text-decoration:underline;text-underline-offset:4px;padding:6px 2px}.skip:hover{color:var(--ib-deep-500)}.swap{animation:swapIn .45s var(--ease) both}@keyframes swapIn{0%{opacity:0;transform:translateY(12px)}to{opacity:1;transform:none}}.result{display:none}.result.on{display:block;animation:swapIn .55s var(--ease) both}.res-top{display:flex;align-items:center;justify-content:space-between;gap:12px;flex-wrap:wrap;margin-bottom:14px}.res-lbl{font-size:11.5px;font-weight:600;letter-spacing:.09em;text-transform:uppercase;color:var(--ib-sky-700)}.band{display:inline-flex;align-items:center;gap:8px;font-size:12.5px;font-weight:600;padding:6px 14px;border-radius:999px;background:var(--ib-warning-bg);color:#8a6a00;box-shadow:inset 0 0 0 1px #f0dfb4}.band i{width:7px;height:7px;border-radius:50%;background:var(--ib-amber);flex:none}#gapTxt{font-size:clamp(1.02rem,2.6vw,1.15rem);font-weight:600;color:var(--ib-deep-800);line-height:1.42}.disclaim{font-size:12px;color:var(--ib-neutral-500);line-height:1.5;margin-top:16px}.res-cta{margin-top:20px}.res-cta .btn{width:100%}.restart{background:none;border:0;font-family:inherit;font-size:12.8px;color:var(--ib-neutral-500);cursor:pointer;text-decoration:underline;text-underline-offset:3px;padding:14px 4px;width:100%}.cue{margin-top:26px;display:flex;align-items:center;justify-content:center;gap:9px;font-size:12.5px;color:var(--ib-neutral-500);opacity:0;height:0;overflow:hidden;transition:opacity .6s var(--ease) .25s,height .4s var(--ease),margin .4s var(--ease)}.hero.done .cue{opacity:1;height:22px}.cue b{font-weight:400}.cue s{text-decoration:none;animation:nudge 1.8s var(--ease) infinite}@keyframes nudge{0%,to{transform:translateY(0)}50%{transform:translateY(4px)}}.mq-wrap{padding:64px 0 70px;background:var(--ib-neutral-50);border-block:1px solid var(--ib-neutral-200);overflow:hidden}@media(min-width:768px){.mq-wrap{padding:84px 0 90px}}.mq-head{text-align:center;margin-bottom:32px}@media(min-width:768px){.mq-head{margin-bottom:42px}}.mq-head h2{font-size:clamp(1.4rem,4.4vw,2.2rem);color:var(--ib-deep-800)}.mq-head p{margin-top:12px;color:var(--ib-neutral-600);font-size:clamp(.96rem,2.2vw,1.03rem)}.mq{display:flex;gap:11px;width:max-content;animation:slide 44s linear infinite}.mq.rev{animation-direction:reverse;animation-duration:56s;margin-top:11px}@media(min-width:768px){.mq{gap:14px}.mq.rev{margin-top:14px}}.mq-wrap:hover .mq{animation-play-state:paused}@keyframes slide{0%{transform:translate(0)}to{transform:translate(-50%)}}.chip{flex:none;background:#fff;padding:12px 19px;border-radius:999px;font-size:13.5px;color:var(--ib-neutral-700);box-shadow:0 2px 10px -4px #0b254f29,inset 0 0 0 1px var(--ib-neutral-200);white-space:nowrap;transition:all .25s var(--ease);cursor:default}@media(min-width:768px){.chip{padding:15px 24px;font-size:15px}}.chip:hover{color:var(--ib-deep-700);transform:translateY(-3px);box-shadow:0 10px 24px -9px #17479373,inset 0 0 0 1px var(--ib-deep-300)}.calc-wrap{padding:76px 0 82px;background:linear-gradient(180deg,var(--ib-sky-50),#fff)}@media(min-width:768px){.calc-wrap{padding:106px 0 114px}}.calc-grid{display:grid;gap:24px;grid-template-columns:1fr}@media(min-width:1024px){.calc-grid{grid-template-columns:1.04fr .96fr;gap:44px;align-items:start}}.ctrl{display:flex;flex-direction:column;gap:24px}.fld>span{display:block;font-size:12px;font-weight:600;letter-spacing:.08em;text-transform:uppercase;color:var(--ib-sky-700);margin-bottom:11px}.pick{display:flex;flex-wrap:wrap;gap:8px}.pick button{font-family:inherit;font-size:14.4px;line-height:1.3;cursor:pointer;border:0;min-height:46px;padding:11px 17px;border-radius:999px;text-align:left;color:var(--ib-neutral-700);background:#fff;box-shadow:inset 0 0 0 1.5px var(--ib-neutral-200);transition:transform .22s var(--spring),box-shadow .22s var(--ease),background .22s,color .22s}.pick button:hover{color:var(--ib-deep-700);box-shadow:inset 0 0 0 1.5px var(--ib-deep-300);transform:translateY(-2px)}.pick button[aria-pressed=true]{background:var(--ib-deep-500);color:#fff;box-shadow:0 8px 20px -10px #174793d9,inset 0 0 0 1.5px var(--ib-deep-500)}.pick button[aria-pressed=true]:hover{background:var(--ib-deep-600);color:#fff}@media(hover:none){.pick button:hover{transform:none}}.panel{background:#fff;border-radius:var(--r-lg);padding:24px;box-shadow:0 28px 68px -36px #0b254f80,inset 0 0 0 1px var(--ib-neutral-200)}@media(min-width:768px){.panel{padding:30px}}@media(min-width:1024px){.panel{position:sticky;top:96px}}@media(max-width:1023px){.calc-grid .panel{order:0}}.panel-lbl{font-size:11.5px;font-weight:600;letter-spacing:.09em;text-transform:uppercase;color:var(--ib-sky-700)}.amount{font-size:clamp(2rem,7vw,2.9rem);font-weight:700;color:var(--ib-deep-700);letter-spacing:-.03em;font-variant-numeric:tabular-nums;line-height:1.05;margin:8px 0 4px}.amount-utm{font-size:14px;color:var(--ib-neutral-500);font-variant-numeric:tabular-nums}.tier{display:inline-flex;align-items:center;gap:8px;margin-top:16px;font-size:12.5px;font-weight:600;padding:6px 14px;border-radius:999px;background:var(--ib-warning-bg);color:#8a6a00;box-shadow:inset 0 0 0 1px #f0dfb4}.tier i{width:7px;height:7px;border-radius:50%;background:var(--ib-amber);flex:none}.ladder{margin-top:22px;border-top:1px solid var(--ib-neutral-200);padding-top:6px}.rung{display:flex;align-items:flex-start;gap:12px;padding:13px 0;border-bottom:1px solid var(--ib-neutral-100);transition:opacity .3s var(--ease)}.rung:last-child{border-bottom:0}.rung.off{opacity:.42}.rung .mark{width:20px;height:20px;border-radius:6px;flex:none;margin-top:1px;display:grid;place-items:center;font-size:11px;font-weight:700;background:var(--ib-deep-50);color:var(--ib-deep-500);box-shadow:inset 0 0 0 1px var(--ib-deep-100)}.rung.on .mark{background:var(--ib-danger);color:#fff;box-shadow:none}.rung-b{flex:1;min-width:0}.rung-t{font-size:14.2px;font-weight:600;color:var(--ib-deep-800);line-height:1.35}.rung-d{font-size:12.6px;color:var(--ib-neutral-500);line-height:1.45;margin-top:3px}.rung-v{font-size:13.6px;font-weight:700;color:var(--ib-deep-700);white-space:nowrap;font-variant-numeric:tabular-nums;margin-top:1px}.calc-note{font-size:12px;color:var(--ib-neutral-500);line-height:1.55;margin-top:18px}.panel .btn{width:100%;margin-top:18px}.steps{padding:76px 0 82px}@media(min-width:768px){.steps{padding:110px 0 118px}}.sec-head{max-width:34em;margin-bottom:38px}@media(min-width:768px){.sec-head{margin-bottom:58px}}.sec-head h2{font-size:clamp(1.6rem,4.6vw,2.65rem);color:var(--ib-deep-800)}.sec-head p{margin-top:15px;color:var(--ib-neutral-600);font-size:clamp(1rem,2.2vw,1.07rem)}.cards{display:grid;grid-template-columns:1fr;gap:16px}@media(min-width:640px){.cards{grid-template-columns:repeat(2,1fr);gap:20px}}@media(min-width:960px){.cards{grid-template-columns:repeat(3,1fr);gap:22px}}.card{background:#fff;border-radius:var(--r-lg);padding:26px 24px 28px;box-shadow:inset 0 0 0 1px var(--ib-neutral-200);transition:transform .35s var(--ease),box-shadow .35s var(--ease)}@media(min-width:768px){.card{padding:32px 28px 34px}}.card:hover{transform:translateY(-6px);box-shadow:0 26px 52px -28px #0b254f73,inset 0 0 0 1px var(--ib-deep-200)}.card .n{width:40px;height:40px;border-radius:12px;display:grid;place-items:center;background:var(--ib-deep-50);color:var(--ib-deep-500);font-weight:700;font-size:15px;margin-bottom:17px;box-shadow:inset 0 0 0 1px var(--ib-deep-100)}.card h3{font-size:1.18rem;color:var(--ib-deep-800);margin-bottom:10px}.card p{color:var(--ib-neutral-600);font-size:15px}.close{padding:72px 0 80px;background:var(--ib-deep-800);color:#fff;text-align:center;position:relative;overflow:hidden}@media(min-width:768px){.close{padding:96px 0 108px}}.close:after{content:"";position:absolute;width:520px;height:520px;right:-180px;bottom:-280px;background:radial-gradient(circle,var(--ib-sky-500),transparent 68%);opacity:.3;pointer-events:none}.close h2{font-size:clamp(1.6rem,5vw,2.85rem);max-width:16em;margin-inline:auto;position:relative;z-index:1}.close p{margin:18px auto 30px;color:var(--ib-sky-200);max-width:32em;font-size:clamp(1rem,2.2vw,1.05rem);position:relative;z-index:1}.close .btn{background:#fff;color:var(--ib-deep-700);position:relative;z-index:1}.close .btn:hover{background:var(--ib-sky-50)}footer{padding:30px 0;font-size:12.5px;color:var(--ib-neutral-500);text-align:center}.mq-wrap,.calc-wrap,.steps,.close{position:relative;isolation:isolate}.bg{position:absolute;inset:0;overflow:hidden;pointer-events:none;z-index:0}.bg>*{position:absolute;will-change:transform}.blob{border-radius:50%;filter:blur(70px)}.bgc{inset:0;width:100%;height:100%;display:block}.mq-head,.mq,.calc-wrap .shell,.steps .shell,.close .shell{position:relative;z-index:1}@media(min-width:960px){.cards{position:relative}.cards:before{content:"";position:absolute;top:54px;left:15%;right:15%;height:2px;z-index:0;background:repeating-linear-gradient(90deg,var(--ib-deep-200) 0 7px,transparent 7px 14px);transform:scaleX(0);transform-origin:left;transition:transform 1.3s var(--ease) .2s}.cards.in:before{transform:scaleX(1)}}#prog{position:fixed;top:0;left:0;height:2px;width:0;z-index:50;pointer-events:none;background:linear-gradient(90deg,var(--ib-sky-400),var(--ib-deep-500));box-shadow:0 0 14px #1747938c}.w{display:inline-block;overflow:hidden;vertical-align:bottom}.w>i{display:inline-block;font-style:inherit;color:inherit;transform:translateY(1.06em);opacity:0;filter:blur(7px);transition:transform .85s var(--ease),opacity .85s var(--ease),filter .85s var(--ease)}.w.in>i{transform:none;opacity:1;filter:blur(0)}.spot{position:relative}.spot:after{content:"";position:absolute;inset:0;border-radius:inherit;pointer-events:none;opacity:0;transition:opacity .4s var(--ease);background:radial-gradient(300px circle at var(--mx,50%) var(--my,50%),rgba(114,158,217,.16),transparent 68%)}.spot:hover:after{opacity:1}.card{transform:perspective(1000px) rotateX(var(--rx,0deg)) rotateY(var(--ry,0deg))}.card:hover{transform:perspective(1000px) rotateX(var(--rx,0deg)) rotateY(var(--ry,0deg)) translateY(-6px)}.btn{transform:translate(var(--tx,0px),var(--ty,0px))}.btn:hover{transform:translate(var(--tx,0px),calc(var(--ty,0px) - 2px))}.mq-wrap{position:relative}.mq-wrap:before,.mq-wrap:after{content:"";position:absolute;top:0;bottom:0;width:14%;z-index:2;pointer-events:none}.mq-wrap:before{left:0;background:linear-gradient(90deg,var(--ib-neutral-50),transparent)}.mq-wrap:after{right:0;background:linear-gradient(270deg,var(--ib-neutral-50),transparent)}@media(prefers-reduced-motion:reduce){.w>i{transform:none;opacity:1;filter:none;transition:none}.spot:after{display:none}.card,.card:hover,.btn,.btn:hover{transform:none}.rings{animation:none}.cards:before{transform:scaleX(1);transition:none}html{scroll-behavior:auto}.mq,.aurora,.eyebrow i,.cue s{animation:none}.rv{opacity:1;transform:none;transition:none}.swap,.result.on{animation:none}}.panel-head{display:flex;align-items:center;justify-content:space-between;gap:10px;flex-wrap:wrap}.ref-tag{font-size:11px;font-weight:600;letter-spacing:.06em;text-transform:uppercase;padding:5px 11px;border-radius:999px;color:var(--ib-sky-700);background:var(--ib-sky-50);box-shadow:inset 0 0 0 1px var(--ib-sky-200)}.calc-cta{display:flex;gap:10px;flex-wrap:wrap;margin-top:18px}.calc-cta .btn{flex:1 1 auto;min-width:180px}.calc-contact{margin-top:11px;font-size:12.6px;color:var(--ib-neutral-500);text-align:center}.panel .btn{width:auto;margin-top:0}.doc{padding:132px 0 80px;max-width:46em}.doc h1{font-size:clamp(1.9rem,5vw,2.8rem);color:var(--ib-deep-800);margin-bottom:10px}.doc .lead{color:var(--ib-neutral-500);font-size:14px;margin-bottom:34px}.doc h2{font-size:1.28rem;color:var(--ib-deep-700);margin:34px 0 12px}.doc p,.doc li{color:var(--ib-neutral-700);font-size:15.6px;line-height:1.7}.doc ul{padding-left:1.2em;display:flex;flex-direction:column;gap:8px;margin:12px 0}.doc a{color:var(--ib-deep-500)}.prod-wrap{position:relative;isolation:isolate;padding:76px 0 84px;background:var(--ib-neutral-50);border-block:1px solid var(--ib-neutral-200)}@media(min-width:768px){.prod-wrap{padding:106px 0 114px}}.prod-wrap .shell{position:relative;z-index:1}.prod-grid{display:grid;gap:20px;grid-template-columns:1fr}@media(min-width:700px){.prod-grid{grid-template-columns:repeat(2,1fr)}}@media(min-width:1040px){.prod-grid{grid-template-columns:repeat(3,1fr);gap:22px}}.prod{background:#fff;border-radius:var(--r-lg);padding:16px 16px 24px;box-shadow:inset 0 0 0 1px var(--ib-neutral-200);transition:transform .35s var(--ease),box-shadow .35s var(--ease)}.prod:hover{transform:translateY(-6px);box-shadow:0 26px 52px -28px #0b254f73,inset 0 0 0 1px var(--ib-deep-200)}.prod h3{font-size:1.14rem;color:var(--ib-deep-800);margin:20px 4px 8px}.prod>p{color:var(--ib-neutral-600);font-size:14.6px;margin:0 4px}.screen{border-radius:14px;overflow:hidden;background:var(--ib-neutral-50);box-shadow:inset 0 0 0 1px var(--ib-neutral-200)}.screen-bar{display:flex;align-items:center;gap:5px;padding:9px 12px;background:#fff;border-bottom:1px solid var(--ib-neutral-200)}.screen-bar i{width:8px;height:8px;border-radius:50%;background:var(--ib-neutral-300);flex:none}.screen-bar span{margin-left:8px;font-size:11.5px;font-weight:600;color:var(--ib-neutral-500)}.screen-body{padding:16px;min-height:196px}.ring{--pct:0;width:74px;height:74px;border-radius:50%;margin:0 auto 14px;display:grid;place-items:center;background:conic-gradient(var(--ib-success) calc(var(--pct)*1%),var(--ib-neutral-200) 0);position:relative}.ring:after{content:"";position:absolute;inset:8px;border-radius:50%;background:var(--ib-neutral-50)}.ring span{position:relative;z-index:1;font-weight:700;font-size:19px;color:var(--ib-deep-700)}.ring small{font-size:11px;font-weight:600}.tasks{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:8px}.tasks li{display:flex;align-items:center;gap:9px;font-size:13px;color:var(--ib-neutral-500)}.tasks i{width:14px;height:14px;border-radius:5px;flex:none;background:#fff;box-shadow:inset 0 0 0 1.5px var(--ib-neutral-300)}.tasks .ok{color:var(--ib-neutral-700)}.tasks .ok i{background:var(--ib-success);box-shadow:none}.tasks .now{color:var(--ib-deep-700);font-weight:600}.tasks .now i{background:#fff;box-shadow:inset 0 0 0 3px var(--ib-deep-500)}.rows{display:flex;flex-direction:column;gap:1px;background:var(--ib-neutral-200);border-radius:9px;overflow:hidden}.row{display:grid;grid-template-columns:1.5fr 1.1fr .7fr;gap:8px;background:#fff;padding:10px 11px;font-size:11.6px;color:var(--ib-neutral-700);align-items:center}.row.head{background:var(--ib-neutral-50);font-weight:600;color:var(--ib-neutral-500);font-size:10.6px;text-transform:uppercase;letter-spacing:.05em}.row span{overflow:hidden;text-overflow:ellipsis;white-space:nowrap}.lv{font-size:10.4px;font-weight:700;padding:3px 8px;border-radius:99px;text-align:center}.lv.low{background:var(--ib-success-bg,#E4F5EE);color:var(--ib-success)}.lv.med{background:var(--ib-warning-bg);color:#8a6a00}.lv.hi{background:#f8e3e4;color:var(--ib-danger)}.docs{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:9px}.docs li{display:flex;align-items:center;gap:10px;background:#fff;border-radius:9px;padding:9px 11px;box-shadow:inset 0 0 0 1px var(--ib-neutral-200)}.docs .pdf{font-size:8.5px;font-weight:700;color:#fff;background:var(--ib-deep-500);border-radius:5px;padding:4px 5px;flex:none;font-style:normal}.docs b{display:block;font-size:12.2px;color:var(--ib-deep-800);font-weight:600}.docs small{font-size:10.8px;color:var(--ib-neutral-500)}.prod-note{margin-top:26px;font-size:12.4px;color:var(--ib-neutral-500);text-align:center}.faq-wrap{padding:76px 0 84px}@media(min-width:768px){.faq-wrap{padding:100px 0 108px}}.faq{display:flex;flex-direction:column;gap:10px;max-width:52em}.faq details{background:#fff;border-radius:var(--r-md);box-shadow:inset 0 0 0 1px var(--ib-neutral-200);overflow:hidden;transition:box-shadow .25s var(--ease)}.faq details[open]{box-shadow:inset 0 0 0 1px var(--ib-deep-200),0 16px 34px -22px #0b254f66}.faq summary{list-style:none;cursor:pointer;display:flex;align-items:center;justify-content:space-between;gap:16px;padding:18px 20px;font-size:16px;font-weight:600;color:var(--ib-deep-800);transition:color .2s}.faq summary::-webkit-details-marker{display:none}.faq summary:hover{color:var(--ib-deep-500)}.faq summary i{width:11px;height:11px;flex:none;position:relative}.faq summary i:before,.faq summary i:after{content:"";position:absolute;background:var(--ib-deep-400);border-radius:2px;transition:transform .3s var(--ease)}.faq summary i:before{inset:45% 0}.faq summary i:after{inset:0 45%}.faq details[open] summary i:after{transform:scaleY(0)}.faq details p{padding:0 20px 20px;margin:0;color:var(--ib-neutral-600);font-size:15.2px;line-height:1.65;max-width:44em}.diag-wrap{position:relative;isolation:isolate;padding:76px 0 84px;background:linear-gradient(180deg,#fff,var(--ib-sky-50))}@media(min-width:768px){.diag-wrap{padding:104px 0 112px}}.diag-wrap .shell{position:relative;z-index:1}.form-card{background:#fff;border-radius:var(--r-lg);padding:24px;max-width:64em;box-shadow:0 28px 68px -38px #0b254f80,inset 0 0 0 1px var(--ib-neutral-200)}@media(min-width:768px){.form-card{padding:34px}}.hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}.form-card fieldset{border:0;padding:0;margin:0 0 26px}.form-card legend{font-size:12px;font-weight:600;letter-spacing:.08em;text-transform:uppercase;color:var(--ib-sky-700);margin-bottom:14px;padding:0}.grid-2{display:grid;gap:14px;grid-template-columns:1fr}@media(min-width:640px){.grid-2{grid-template-columns:repeat(2,1fr)}}.form-card label{display:flex;flex-direction:column;gap:6px;font-size:13.4px;font-weight:600;color:var(--ib-neutral-700)}.opt-tag{font-weight:400;font-size:11.5px;color:var(--ib-neutral-400)}.form-card input[type=text],.form-card input[type=email],.form-card input[type=tel],.form-card select{font-family:inherit;font-size:15px;color:var(--ib-neutral-800);background:var(--ib-neutral-50);border:0;border-radius:var(--r-md);padding:13px 14px;min-height:50px;width:100%;box-shadow:inset 0 0 0 1.5px var(--ib-neutral-200);transition:box-shadow .2s var(--ease),background .2s}.form-card input:focus,.form-card select:focus{outline:0;background:#fff;box-shadow:inset 0 0 0 2px var(--ib-deep-400)}.qs{display:flex;flex-direction:column;gap:14px}.q{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:12px;background:var(--ib-neutral-50);border-radius:var(--r-md);padding:14px 16px;box-shadow:inset 0 0 0 1px var(--ib-neutral-200)}.q p{font-size:14.6px;color:var(--ib-neutral-700);flex:1 1 260px;margin:0}.q select{max-width:280px}.yn{display:flex;gap:7px;flex:none}.yn button{font-family:inherit;font-size:14px;font-weight:600;cursor:pointer;border:0;min-width:62px;min-height:44px;padding:10px 18px;border-radius:999px;background:#fff;color:var(--ib-neutral-600);box-shadow:inset 0 0 0 1.5px var(--ib-neutral-300);transition:all .2s var(--ease)}.yn button:hover{box-shadow:inset 0 0 0 1.5px var(--ib-deep-400);color:var(--ib-deep-600)}.yn button[aria-pressed=true]{background:var(--ib-deep-500);color:#fff;box-shadow:0 6px 16px -8px #174793cc}.yn.missing{outline:2px solid var(--ib-danger);outline-offset:4px;border-radius:999px}.consents{display:flex;flex-direction:column;gap:12px;margin-bottom:22px}.chk{flex-direction:row!important;align-items:flex-start;gap:11px!important;font-weight:400!important;font-size:13.8px!important;color:var(--ib-neutral-600)!important;line-height:1.55;cursor:pointer}.chk input{width:19px;height:19px;flex:none;margin-top:2px;accent-color:var(--ib-deep-500)}.chk a{color:var(--ib-deep-500)}.form-foot{display:flex;flex-direction:column;gap:12px;align-items:flex-start}.form-msg{font-size:14px;margin:0}.form-msg.err{color:var(--ib-danger);font-weight:600}.form-msg.ok{color:var(--ib-success);font-weight:600}.form-msg.big{font-size:16.5px;line-height:1.5}.fs-note{font-size:13.2px;color:var(--ib-neutral-500);margin:-4px 0 14px;line-height:1.5}.fs-note b{color:var(--ib-deep-600)}.yn button{min-width:56px}@media(max-width:720px){.q{flex-direction:column;align-items:stretch;gap:10px;padding:14px}.q p{flex:0 0 auto;font-size:14.8px}.yn{width:100%}.yn button{flex:1;min-width:0;padding:11px 8px}.q select{max-width:none}.qs{gap:10px}}.nav-brand{display:block;line-height:0;transition:transform .3s var(--ease)}.nav-brand:hover{transform:scale(1.03)}.nav-links{position:relative;display:flex;align-items:center;gap:2px}.nav-pill{position:absolute;left:0;top:50%;height:36px;margin-top:-18px;border-radius:999px;background:var(--ib-deep-50);opacity:0;z-index:0;pointer-events:none;transition:transform .38s var(--ease),width .38s var(--ease),opacity .3s var(--ease)}.nav-links a{position:relative;z-index:1;padding:9px 14px;border-radius:999px;white-space:nowrap}.nav-links a[data-spy]{color:var(--ib-neutral-600)}.nav-links a[data-spy]:hover{color:var(--ib-deep-600)}.nav-links a[data-spy].on{color:var(--ib-deep-700);font-weight:600}.nav-cta{margin-left:10px}.nav-login{font-size:14px;color:var(--ib-neutral-500)!important;padding:9px 10px!important}.nav-login:hover{color:var(--ib-deep-500)!important}@keyframes navIn{0%{opacity:0;transform:translateY(-8px)}to{opacity:1;transform:none}}.nav-toggle{display:none;width:44px;height:44px;border:0;background:transparent;cursor:pointer;border-radius:12px;padding:11px 10px;flex-direction:column;justify-content:space-between}.nav-toggle span{display:block;height:2px;width:100%;border-radius:2px;background:var(--ib-deep-700);transition:transform .32s var(--ease),opacity .22s var(--ease)}.nav.open .nav-toggle span:nth-child(1){transform:translateY(9px) rotate(45deg)}.nav.open .nav-toggle span:nth-child(2){opacity:0}.nav.open .nav-toggle span:nth-child(3){transform:translateY(-9px) rotate(-45deg)}.nav-panel{display:none;background:#fffffff7;backdrop-filter:blur(18px);box-shadow:0 22px 44px -26px #0b254f8c;border-top:1px solid var(--ib-neutral-200);padding:14px 4vw 22px}.nav-panel ul{list-style:none;margin:0 0 16px;padding:0;display:flex;flex-direction:column}.nav-panel li{border-bottom:1px solid var(--ib-neutral-100)}.nav-panel li a{display:block;padding:15px 4px;font-size:16.5px;font-weight:600;color:var(--ib-deep-800);text-decoration:none}.nav-panel li a:active{color:var(--ib-deep-500)}.nav-panel-cta{width:100%}.nav-panel-login{display:block;text-align:center;margin-top:14px;font-size:14.5px;color:var(--ib-neutral-500);text-decoration:none}@media(max-width:1100px){.nav-links{display:none}.nav-toggle{display:flex}.nav.open .nav-panel{display:block;animation:panelIn .3s var(--ease) both}}@keyframes panelIn{0%{opacity:0;transform:translateY(-10px)}to{opacity:1;transform:none}}.foot{position:relative;isolation:isolate;overflow:hidden;background:var(--ib-deep-900,#071836);color:#fff;padding:72px 0 30px}@media(min-width:768px){.foot{padding:92px 0 34px}}.foot .shell{position:relative;z-index:1}.foot-top{display:grid;gap:44px;grid-template-columns:1fr}@media(min-width:900px){.foot-top{grid-template-columns:1.25fr 1fr;gap:64px}}.foot-brand img{height:46px;width:auto;display:block;margin-bottom:20px}.foot-brand p{font-size:14.6px;line-height:1.75;color:var(--ib-sky-200);max-width:40em;text-align:justify;text-justify:inter-word;hyphens:auto}.foot-mail{display:inline-flex;align-items:center;gap:10px;margin-top:22px;text-decoration:none;font-size:15.4px;font-weight:600;color:#fff;padding:11px 20px;border-radius:999px;box-shadow:inset 0 0 0 1.5px #c3d9f157;transition:all .28s var(--ease)}.foot-mail:hover{background:#ffffff14;box-shadow:inset 0 0 0 1.5px #c3d9f1b3}.foot-mail i{font-style:normal;transition:transform .28s var(--ease)}.foot-mail:hover i{transform:translate(4px)}.foot-nav{display:grid;gap:28px;grid-template-columns:repeat(2,1fr)}@media(min-width:640px){.foot-nav{grid-template-columns:repeat(3,1fr)}}.foot-nav h4{font-size:11.5px;font-weight:600;letter-spacing:.09em;text-transform:uppercase;color:var(--ib-sky-400);margin:0 0 14px}.foot-nav ul{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:11px}.foot-nav a{font-size:14.4px;color:var(--ib-sky-200);text-decoration:none;position:relative;transition:color .22s var(--ease)}.foot-nav a:after{content:"";position:absolute;left:0;bottom:-3px;height:1px;width:100%;background:currentColor;transform:scaleX(0);transform-origin:right;transition:transform .3s var(--ease)}.foot-nav a:hover{color:#fff}.foot-nav a:hover:after{transform:scaleX(1);transform-origin:left}.foot-legal{margin-top:52px;padding-top:26px;border-top:1px solid rgba(195,217,241,.18)}.foot-legal p{font-size:12.6px;line-height:1.8;color:#c3d9f1b8;text-align:justify;text-justify:inter-word;hyphens:auto;max-width:none}.foot-bar{display:flex;flex-wrap:wrap;gap:10px 20px;justify-content:space-between;margin-top:20px;font-size:12.4px;color:#c3d9f18c}@media(max-width:560px){.foot-brand p,.foot-legal p{text-align:left;hyphens:none}}